{"id":27038,"date":"2023-02-22T11:30:58","date_gmt":"2023-02-22T10:30:58","guid":{"rendered":"https:\/\/swiss21.org\/?p=27038"},"modified":"2023-02-22T11:31:10","modified_gmt":"2023-02-22T10:31:10","slug":"la-planification-financiere-cest-quoi","status":"publish","type":"post","link":"https:\/\/old.swiss21.org\/fr\/la-planification-financiere-cest-quoi\/","title":{"rendered":"La planification financi\u00e8re d\u2019une entreprise, c\u2019est quoi ?"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbText en dessous des Tabs\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb|-20px||-20px|false|true\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb0px|0px|0px|0px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.0&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb min_height=\u00a0\u00bb25px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Un projet de cr\u00e9ation d\u2019entreprise n\u2019est pas sans difficult\u00e9s, surtout en ce qui concerne la partie financi\u00e8re. Pour vous aider, voici tous les points essentiels \u00e0 observer sur la planification financi\u00e8re de l\u2019entreprise.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bb1\u00e8re image\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb25px|-20px|25px|-20px|true|true\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb0px|0px|0px|0px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/swiss21.org\/wp-content\/uploads\/2023\/02\/planification-liquidites-2.jpg\u00a0\u00bb title_text=\u00a0\u00bbplanification liquidite\u0301s\u00a0\u00bb force_fullwidth=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.19.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bb1er paragraphe\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb|-20px|20px|-20px|false|true\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb0px|0px|0px|0px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.0&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Qu\u2019est-ce que la planification financi\u00e8re\u00a0d\u2019une entreprise ?<\/h2>\n<p>Une bonne analyse financi\u00e8re donne des <strong>pr\u00e9visions sur les cons\u00e9quences de vos d\u00e9cisions<\/strong> sur les gains, les liquidit\u00e9s, ainsi que sur la structure patrimoniale de l\u2019entreprise. L&rsquo;analyse permet d&rsquo;\u00e9viter les erreurs et d&rsquo;identifier les risques pour l&rsquo;entreprise. Il s\u2019agit d\u2019une \u00e9tude pr\u00e9visionnelle pour assurer une bonne sant\u00e9 financi\u00e8re de son entreprise.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bb2\u00e8me paragraphe\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb|-20px|20px|-20px|false|true\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb0px|0px|0px|0px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.0&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Quels sont les \u00e9l\u00e9ments de la planification financi\u00e8re\u00a0?<\/h2>\n<p>Pour \u00e9laborer des pr\u00e9visions, la planification financi\u00e8re secompose de six \u00e9l\u00e9ments<br \/>importants:<\/p>\n<ul>\n<li>La planification du chiffre d\u2019affaire<\/li>\n<li>Le plan des investissements<\/li>\n<li>Le plan de besoin de capital<\/li>\n<li>La planification des liquidit\u00e9s<\/li>\n<li>Le compte de r\u00e9sultats pr\u00e9visionnels<\/li>\n<li>Le bilan pr\u00e9visionnel<\/li>\n<\/ul>\n<h3>La planification du chiffre d\u2019affaire<\/h3>\n<p>La planification du chiffre d\u2019affaire pr\u00e9visionnel constitue la base du compte de r\u00e9sultats pr\u00e9visionnels et du compte des liquidit\u00e9s. Elle donne au chef d\u2019entreprise <strong>une id\u00e9e pr\u00e9cise sur les futurs taux de vente<\/strong>. Il obtiendra ainsi des donn\u00e9es pr\u00e9visionnelles sur la quantit\u00e9 des produits vendus, les prix de vente ainsi que la typologie des clients qui vont achter les produits.<\/p>\n<h3>Le plan des investissements<\/h3>\n<p>Le plan des investissements consiste \u00e0 faire une \u00e9tude sur le besoin de financement et sur la faisabilit\u00e9 des futurs investissements de l\u2019entreprise. D\u2019abord, ce plan regroupe<strong> toutes les informations concernant l\u2019investissement,<\/strong> puis ces dites informations seront \u00e9valu\u00e9es par une analyse plus approfondie et un examen de rentabilit\u00e9. Cette \u00e9tude va devoir r\u00e9pondre aux deux questions\u00a0suivantes :<\/p>\n<ul>\n<li>L\u2019investissement en question est-il avantageux pour l\u2019entreprise ?<\/li>\n<li>Le budget de l\u2019entreprise peut-il couvrir les charges financi\u00e8res engendr\u00e9es par le projet ?<\/li>\n<\/ul>\n<h3>Le plan de besoin de capital<\/h3>\n<p><span>Les investissements pr\u00e9vus sont consign\u00e9s dans un plan des besoins en capitaux. Le fondateur analyse combien d&rsquo;argent est n\u00e9cessaire pour quels investissements. On distingue ici les investissements en actifs immobilis\u00e9s et en actifs circulants. Les actifs immobilis\u00e9s sont des investissements <strong>qui restent \u00e0 long terme dans l&rsquo;entreprise<\/strong> (immobilier, machines, v\u00e9hicules, brevets, titres, etc.). Les actifs circulants ne se trouvent toujours <strong>que pour une courte dur\u00e9e dans l&rsquo;entreprise<\/strong>. (mati\u00e8res premi\u00e8res et mat\u00e9riaux, marchandises, liquidit\u00e9s, etc.)<\/span><\/p>\n<p><span>Il est \u00e9galement conseill\u00e9 <strong>de pr\u00e9voir des r\u00e9serves<\/strong> pour faire face aux impr\u00e9vus.<\/span><\/p>\n<h3>La planification des liquidit\u00e9s<\/h3>\n<p>Le processus de planification des liquidit\u00e9s donne un aper\u00e7u sur <strong>les entr\u00e9es et les sorties financi\u00e8res<\/strong> auxquelles l\u2019entreprise doit s\u2019attendre <strong>pendant les 12 prochains mois<\/strong>. Cette planification donne des renseignements fiables \u00e0 quel moment il faut que des ressources financi\u00e8res soient disponibles pour couvrir les co\u00fbts occasionn\u00e9s.<\/p>\n<h3>Le compte des r\u00e9sultats pr\u00e9visionnels<\/h3>\n<p>Le compte de r\u00e9sultat pr\u00e9visionnel est le grand pilier de la planification financi\u00e8re. Il s&rsquo;agit d&rsquo;anticiper les b\u00e9n\u00e9fices qui seront <strong>g\u00e9n\u00e9r\u00e9s par une activit\u00e9 de l&rsquo;entreprise<\/strong>. Pour avoir ces r\u00e9sultats, il faut commencer par \u00e9tablir une planification des ventes. Il faut y pr\u00e9ciser le nombre de produits et services qui doivent \u00eatre \u00e9coul\u00e9s pour une p\u00e9riode donn\u00e9e. En y associant les prix et les co\u00fbts variables, vous allez obtenir le r\u00e9sultat brut. Cela vous permet de d\u00e9duire les charges fixes, les salaires, les int\u00e9r\u00eats, afin de pouvoir estimer le b\u00e9n\u00e9fice pour l\u2019entreprise.<\/p>\n<h3>Le bilan pr\u00e9visionnel<\/h3>\n<p>Le bilan pr\u00e9visionnel vous donne <strong>un aper\u00e7u sur l\u2019\u00e9volution de votre entreprise<\/strong> et son endettement pendant une ann\u00e9e comptable (g\u00e9n\u00e9ralement pas plus de 12 mois). Ce bilan patrimonial se divise en deux parties, \u00e0 savoir\u00a0:<\/p>\n<ul>\n<li><strong>La partie active<\/strong>, repr\u00e9sent\u00e9e par l\u2019actif circulant, les biens immobiliers et les comptes de r\u00e9gularisation\u00a0;<\/li>\n<li><strong>La partie passive<\/strong>, repr\u00e9sent\u00e9e par les engagements, les provisions, les capitaux propres et les comptes de r\u00e9gularisation.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbCall to action piero swiss21&Prime; _builder_version=\u00a0\u00bb4.16&Prime; background_color=\u00a0\u00bbRGBA(255,255,255,0)\u00a0\u00bb use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_direction=\u00a0\u00bb90deg\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bbrgba(0,0,0,0.75) 0%|rgba(255,255,255,0) 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_start=\u00a0\u00bbrgba(0,0,0,0.75)\u00a0\u00bb background_color_gradient_end=\u00a0\u00bbrgba(255,255,255,0)\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/swiss21.org\/wp-content\/uploads\/2022\/02\/swiss21-abaninja-banner1.png\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb1250px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb25px||25px||true|false\u00a0\u00bb custom_padding=\u00a0\u00bb110px|0px|110px|0px\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16&Prime; text_font=\u00a0\u00bb||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb text_font_size=\u00a0\u00bb18px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb header_font_size=\u00a0\u00bb24px\u00a0\u00bb header_3_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_3_font_size=\u00a0\u00bb28px\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb header_4_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_4_font_size=\u00a0\u00bb36px\u00a0\u00bb header_4_line_height=\u00a0\u00bb1.4em\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb custom_margin=\u00a0\u00bb|||\u00a0\u00bb header_4_font_size_tablet=\u00a0\u00bb36px\u00a0\u00bb header_4_font_size_phone=\u00a0\u00bb28px\u00a0\u00bb header_4_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3><span style=\"color: #f6f8fa;\">Avec Swiss21 les t\u00e2ches administratives<\/span><\/p>\n<p><span style=\"color: #f6f8fa;\"> appartiennent au pass\u00e9<\/span><\/h3>\n<p>Effectuez vos offres, factures, notes de frais et paiements en quelques clics<\/p>\n<div class=\"et_pb_header_content_wrapper\">\u00a0<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; 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button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bb5\u00e8me paragraphe\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb|-20px|20px|-20px|false|true\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb0px|0px|0px|0px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.0&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>La planification financi\u00e8re \u00e0 court terme<\/h2>\n<p><span>L\u2019horizon d\u2019<strong>une planification \u00e0 court terme s\u2019\u00e9tend \u00e0 une ann\u00e9e<\/strong>. De cette planification represente des ventes, de la production et de l\u2019approvisionnement. Vous aurez ainsi la possibilit\u00e9 d\u2019en d\u00e9duire les recettes et les d\u00e9penses pr\u00e9visionnelles pour la prestation de service. Elle pr\u00e9voit \u00e9galement les \u00e9ventuels exc\u00e8s ou d\u00e9ficit de moyen de paiement pour pouvoir les compenser au pr\u00e9alable. Ces paiements peuvent \u00eatre : <\/span><\/p>\n<ul>\n<li><span>Li\u00e9s aux paiements d\u2019int\u00e9r\u00eats actifs et passifs.<\/span><\/li>\n<li><span>Des r\u00e9sultats des op\u00e9rations sur titres et des participations, b\u00e9n\u00e9fices et remboursements des fonds propres ou \u00e9trangers.<\/span><\/li>\n<li><span>Des <\/span><span>paiements des activit\u00e9s d\u2019investissements et d\u00e9sinvestissements.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bb6\u00e8me paragraphe\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb|-20px||-20px|false|true\u00a0\u00bb custom_padding=\u00a0\u00bb|0px||0px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb custom_padding=\u00a0\u00bb0px|0px|0px|0px|true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.0&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>La planification financi\u00e8re \u00e0 long terme<\/h2>\n<p><span>La planification financi\u00e8re sur le long terme est une strat\u00e9gie financi\u00e8re qui inclut toutes les d\u00e9cisions d\u2019investissements et de financements. Ce type de planification s\u2019\u00e9tend g\u00e9n\u00e9ralement <strong>sur une longue dur\u00e9e<\/strong> (5 ans par exemple). Il traite \u00e0 la fois\u00a0le montant, le type et l\u2019\u00e9ch\u00e9ance des besoins financiers et la confrontation des alternatives de financement pour faire fructifier vos activit\u00e9s. \u00a0<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbAutor Fabian FR\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb|-20px||-20px|false|true\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_4,3_4&Prime; use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb60px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb border_radii=\u00a0\u00bbon|20px|20px|20px|20px\u00a0\u00bb box_shadow_style=\u00a0\u00bbpreset3&Prime; box_shadow_vertical=\u00a0\u00bb17px\u00a0\u00bb box_shadow_blur=\u00a0\u00bb41px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/swiss21.org\/wp-content\/uploads\/2022\/01\/fabian-kopp-swiss21-1.png\u00a0\u00bb title_text=\u00a0\u00bbfabian-kopp-swiss21&Prime; align=\u00a0\u00bbright\u00a0\u00bb force_fullwidth=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; animation_style=\u00a0\u00bbfold\u00a0\u00bb always_center_on_mobile=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_padding=\u00a0\u00bb30px|40px|30px|20px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16&Prime; text_font=\u00a0\u00bbNunito||||||||\u00a0\u00bb text_font_size=\u00a0\u00bb18px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_4_font=\u00a0\u00bbFredoka One||||||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#262f71&Prime; header_4_font_size=\u00a0\u00bb26px\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span style=\"color: #e7382d; font-size: 24px;\"><strong>R\u00e9dacteur: Fabian Kopp<\/strong><\/span><\/p>\n<p>Fabian est un expert en marketing digital ainsi qu\u2019en gestion des ressources humaines. Il a effectu\u00e9 un master \u00e0 l\u2019universit\u00e9 de Berne dans le domaine Business Administration.<\/p>\n<p>Il est en charge du mark\u00e9ting op\u00e9rationnel chez Swiss21 et g\u00e8re les diff\u00e9rents r\u00e9seaux sociaux ainsi que la communaut\u00e9. Il contribue \u00e9galement au d\u00e9veloppement de la marque. Nous esp\u00e9rons que cet article r\u00e9pondra \u00e0 vos besoins et on se r\u00e9jouit de revenir vers vous avec un nouveau sujet !<\/p>\n<p>[\/et_pb_text][et_pb_icon font_icon=\u00a0\u00bb&#xe0cb;||divi||400&Prime; icon_color=\u00a0\u00bb#0274b3&Prime; icon_width=\u00a0\u00bb40px\u00a0\u00bb url=\u00a0\u00bbhttps:\/\/www.linkedin.com\/in\/fabiankopp\/\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb align=\u00a0\u00bbleft\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_icon][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Une bonne analyse financi\u00e8re donne des pr\u00e9visions sur les cons\u00e9quences de vos d\u00e9cisions sur les gains, les liquidit\u00e9s, ainsi que sur la structure patrimoniale de l\u2019entreprise.<\/p>\n","protected":false},"author":14,"featured_media":40773,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[3542,3550,5230],"tags":[6651],"acf":[],"jetpack_featured_media_url":"https:\/\/old.swiss21.org\/wp-content\/uploads\/2023\/02\/planification-financiere-1.jpg","_links":{"self":[{"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/posts\/27038"}],"collection":[{"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/comments?post=27038"}],"version-history":[{"count":0,"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/posts\/27038\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/media\/40773"}],"wp:attachment":[{"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/media?parent=27038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/categories?post=27038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/old.swiss21.org\/fr\/wp-json\/wp\/v2\/tags?post=27038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}